About Us
We believe that mortgages should be quick and hassle-free. Quick in terms of the process to find the best mortgage rates, and hassle-free when getting the offer from the lender. They should also be simple to understand.
We are Smartr Finance, and we are on a mission to put the customer first in an industry where you, the client, is often forgotten. We do this with simple processes and dedicated support from qualified advisers and experienced case managers.
When you speak with your bank, or indeed any bank directly; you get the options from one lender. This is often without the bank providing you with advice about what kind of mortgage will be most suitable for your needs and circumstances. Smartr Finance offer fully advised mortgages from the whole of the market, which means over 20,000 mortgages from 120 lenders to find the most suitable and cost-effective scheme for you.
When you deal with a regular broker, you will often hear about all of the obstacles they will need to overcome just to provide you with a quotation for a suitable mortgage. This is so they can justify their role in the process and therefore high fees which can sometimes be as high as 1% of the mortgage amount!
smartr finance work with all types of borrowing need; whether you’re an employee mystified by the multitude of options in front of you, or buying a new home and facing time pressure as soon as you have paid your reservation fee, or a buy to let landlord getting squeezed by increasing rates and punitive lending calculations.
So, whether the above situations sound like you, or if you have a completely different mortgage need, smartr finance can help you with more choice than dealing with a lender directly, without any of the complication of dealing with a standard broker who charges you through the nose.
To find out how we can help you to get the mortgage you deserve, complete the contact form so we can find you the best mortgage rate for your situation.